Own the latest tech today.
Credit Now, Pay Later.
Phones, laptops, TVs, fridges and more from the brands you trust — take it home now and spread the cost with CreditPay Hire Purchase.
Shop by category
Everything for your home, office and pocket — all on hire purchase.
Featured products
A taste of the range — browse the full catalogue in the shop.
Why CreditPay
Buying premium electronics has never been this easy.
Pay your way
Small deposit, then spread the balance over flexible installments of 2 to 6 months.
Genuine & warrantied
100% authentic products from trusted brands, fully backed by warranty.
Fast approval
Apply online in minutes with quick approval and flexible terms.
Nationwide delivery
We deliver right to your door, anywhere in Ghana.
How hire purchase works
Three simple steps to take it home today.
Choose your item
Browse the shop and pick what you want — note the cash price and monthly figure.
Apply & deposit
Submit the quick online application with a guarantor, then pay your deposit.
Pay over time
Take it home today and pay the balance in easy installments.
Catch us on TikTok
Daily deals, fresh drops, real customer reviews and unboxings — plus quick hire-purchase tips. Follow along and never miss a thing.
Follow on TikTokReady to own it today?
Apply for hire purchase in minutes — quick approval, flexible terms.
Start your application